Archive for 2008

Auto Financing Scams

Car dealers are often portrayed as predators just waiting for an unsuspecting customer to come along. This is because many people believe that they are always on the prowl for unsuspecting buyers that are not very knowledgeable about cars. This can be unfair because we can argue that there are car dealers out there who [...]

Student Loans for Graduate Students

For those who want to continue their education into the post-graduate level, there are still loan options available. The biggest ones are the same as undergraduate loans, the Perkins and Stafford Loans. Another resource is to look to private organizations for graduate loans. Below is a brief summary of the loans available to graduate students.
GOVERNMENT [...]

What are student loans?

There is a myth that only the rich can afford to get a college education. This could not be further from the truth. The sad truth is that in today’s highly technical and fast paced society, a college education is a vital necessity. Even the simplest of tasks is becoming computerized to a point that [...]

The Four Federal Student Loan Consolidation Plans

Anybody studying in the United States and owing a student loan is eligible for federal student loan consolidation plans.
Federal student loan consolidation plans are applicable for all students whether you are still in school or a recent graduate or already into your new career.
If you currently have several student loans, it is easier if you [...]

Student Loans for Graduate Students

For those who want to continue their education into the post-graduate level, there are still loan options available. The biggest ones are the same as undergraduate loans, the Perkins and Stafford Loans. Another resource is to look to private organizations for graduate loans.
Below is a brief summary of the loans available to graduate students.
GOVERNMENT GRADUATE [...]

Stafford loans

One of the primary sources for student loans is the federal government. These are called Stafford loans. There are two types, direct and FFEL. These differ in a number of respects and have the same eligibility requirements. The major differences are how the loans are repaid and the needs.
The direct student loan program receives its [...]

Scholarships an alternative to student loans

A scholarship is money given to pay or offset school expenses and lower the number of student loans you need. The amounts can range from only a few dollars to an all expenses type. This latter one is often referred to as a full ride. The counseling offices of most high schools will have a [...]

Saving Money on Your Student Loan

Anyone that has gone through college knows it cost a lot, which leads to many take out student loans. Just as with any type of loan, it is important that you do your research to find the best student loans for your situation. Different loans will get you different amounts of money with various circumstances [...]

Private Student Loans

Federal student loans are based on both income and availability. What happens if you can’t afford college yet don’t qualify? An alternative choice for you or your parents is a private student loan. These are loans done through private lenders instead of the government. The advantage of these types of direct student loans is that [...]

Pell Grants

There are ways you can lessen the amount of student loans you need. Once you are accepted at an accredited university, college, or community college, talk to the financial aid department. There are several scholarships and grants that are based on income and may make it possible not to need as high a student loan.
The [...]